:root {
  --ink: #111315;
  --navy: #1d455f;
  --navy-deep: #123247;
  --bronze: #a07036;
  --bronze-light: #c59a65;
  --paper: #f7f5f1;
  --white: #ffffff;
  --muted: #6d7479;
  --line: rgba(17, 19, 21, 0.12);
  --radius: 24px;
  --shadow: 0 28px 80px rgba(18, 50, 71, 0.11);
  --max: 1180px;
}

* { box-sizing: border-box; }

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--white);
  line-height: 1.55;
}

img { max-width: 100%; display: block; }
a { color: inherit; }

.container {
  width: min(calc(100% - 40px), var(--max));
  margin-inline: auto;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  background: rgba(255,255,255,0.92);
  backdrop-filter: blur(14px);
  border-bottom: 1px solid transparent;
  transition: 220ms ease;
}

.site-header.scrolled {
  border-bottom-color: var(--line);
}

.nav-wrap {
  height: 84px;
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 28px;
}

.brand {
  width: 196px;
  display: block;
}

.brand img {
  width: 100%;
  height: 52px;
  object-fit: contain;
  object-position: left center;
}

.main-nav {
  justify-self: end;
  display: flex;
  gap: 28px;
  align-items: center;
}

.main-nav a {
  text-decoration: none;
  font-size: 0.94rem;
  font-weight: 650;
}

.main-nav a:hover { color: var(--bronze); }

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 52px;
  padding: 0 22px;
  border-radius: 999px;
  background: var(--bronze);
  color: var(--white);
  text-decoration: none;
  font-weight: 750;
  border: 0;
  cursor: pointer;
  transition: transform 180ms ease, background 180ms ease;
}

.button:hover {
  transform: translateY(-2px);
  background: #845825;
}

.button-small {
  min-height: 44px;
  padding-inline: 18px;
  font-size: 0.91rem;
}

.button-light {
  background: var(--white);
  color: var(--navy-deep);
}

.button-light:hover {
  background: var(--paper);
}

.menu-toggle {
  display: none;
  border: 0;
  background: transparent;
  width: 42px;
  height: 42px;
  padding: 0;
}

.menu-toggle span {
  width: 22px;
  height: 2px;
  background: var(--ink);
  display: block;
  margin: 5px auto;
}

.hero {
  min-height: 720px;
  display: flex;
  align-items: center;
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(circle at 85% 15%, rgba(160,112,54,.12), transparent 28%),
    linear-gradient(180deg, #fff 0%, #fbfaf7 100%);
}

.hero-grid {
  padding-block: 110px 100px;
  display: grid;
  grid-template-columns: 1.15fr .85fr;
  align-items: center;
  gap: 80px;
  position: relative;
  z-index: 2;
}

.eyebrow {
  margin: 0 0 14px;
  color: var(--bronze);
  font-weight: 800;
  letter-spacing: .09em;
  text-transform: uppercase;
  font-size: .78rem;
}

.eyebrow-light { color: #e1bd8d; }

h1, h2, h3, p { margin-top: 0; }

h1 {
  font-size: clamp(4rem, 8vw, 7.5rem);
  line-height: .94;
  letter-spacing: -.025em;
  margin-bottom: 28px;
  max-width: 8ch;
}

h2 {
  font-size: clamp(2.4rem, 4.8vw, 4.4rem);
  line-height: 1.02;
  letter-spacing: -.018em;
  margin-bottom: 22px;
}

.hero-text {
  font-size: clamp(1.12rem, 2vw, 1.35rem);
  max-width: 590px;
  color: #3d464d;
  margin-bottom: 30px;
}

.hero-visual {
  display: flex;
  flex-direction: column;
  gap: 18px;
}

.hero-frame {
  min-height: 390px;
  border-radius: 36px;
  position: relative;
  overflow: hidden;
  background:
    linear-gradient(135deg, rgba(160,112,54,.08), transparent 52%),
    #f3f0ea;
  border: 1px solid rgba(29,69,95,.10);
  box-shadow: 0 24px 70px rgba(18,50,71,.08);
}

.hero-frame-line {
  position: absolute;
  border: 1px solid rgba(29,69,95,.18);
  border-radius: 30px;
}

.line-one {
  inset: 44px 74px 74px 44px;
}

.line-two {
  inset: 82px 38px 38px 96px;
  border-color: rgba(160,112,54,.20);
}

.hero-frame-arc {
  position: absolute;
  width: 125%;
  height: 170px;
  border-top: 18px solid var(--bronze);
  border-radius: 50%;
  left: -12%;
  bottom: 62px;
  transform: rotate(-7deg);
}

.hero-frame-copy {
  position: absolute;
  inset: 0;
  padding: 46px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  gap: 8px;
  color: var(--navy);
  font-weight: 900;
  font-size: clamp(2.3rem, 4.2vw, 4.6rem);
  line-height: .92;
  letter-spacing: -.02em;
  opacity: .92;
}

.hero-frame-copy span:nth-child(2) { margin-left: 12%; }
.hero-frame-copy span:nth-child(3) { margin-left: 24%; }

.hero-visual p {
  margin: 0;
  color: var(--muted);
  font-weight: 650;
}

.hero-accent {
  position: absolute;
  border: 1px solid rgba(160,112,54,.22);
  border-radius: 50%;
}

.hero-accent-one {
  width: 520px;
  height: 520px;
  right: -220px;
  top: 40px;
}

.hero-accent-two {
  width: 280px;
  height: 280px;
  right: 90px;
  bottom: -170px;
}

.section {
  padding-block: 110px;
}

.split-grid,
.statement-grid,
.systems-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 90px;
  align-items: start;
}

.section-copy,
.statement-copy,
.value-copy,
.experience-copy,
.systems-grid > div:last-child {
  font-size: 1.1rem;
  color: #40494f;
}

.strong-line {
  color: var(--ink);
  font-weight: 780;
}

.cover-section {
  background: var(--paper);
}

.cover-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
}

.cover-card {
  min-height: 515px;
  border-radius: var(--radius);
  padding: 42px;
  display: flex;
  flex-direction: column;
  justify-content: flex-start;
  overflow: hidden;
  position: relative;
}

.cover-card h2 {
  font-size: clamp(2.5rem, 4vw, 4rem);
}

.cover-card-light {
  background: #fff;
  box-shadow: 0 18px 50px rgba(17,19,21,.06);
}

.cover-card-dark {
  background: var(--navy);
  color: #fff;
}

.cover-card-dark p { color: rgba(255,255,255,.78); }
.cover-card-dark .eyebrow { color: #e4bd88; }

.cover-list {
  list-style: none;
  padding: 0;
  margin: 28px 0 26px;
  display: grid;
  gap: 0;
}

.cover-list li {
  padding: 14px 0;
  border-bottom: 1px solid rgba(17,19,21,.12);
  font-weight: 700;
}

.cover-card-dark .cover-list li {
  border-bottom-color: rgba(255,255,255,.16);
}

.secondary-link {
  width: fit-content;
  min-height: 46px;
  text-decoration: none;
  font-weight: 800;
  display: inline-flex;
  gap: 10px;
  align-items: center;
  margin-top: auto;
  padding: 8px 2px 6px;
  border-bottom: 2px solid var(--bronze);
  transition: color 180ms ease, border-color 180ms ease;
}

.secondary-link span {
  color: var(--bronze);
  transition: transform 180ms ease;
}

.secondary-link:hover {
  color: var(--bronze);
}

.secondary-link:hover span {
  transform: translate(4px,-4px);
}

.cover-card-dark .secondary-link {
  color: #fff;
  border-bottom-color: var(--bronze-light);
}

.cover-card-dark .secondary-link span {
  color: var(--bronze-light);
}

.dark-band {
  background: var(--navy-deep);
  color: #fff;
}

.dark-band h2 { max-width: 8.5ch; }

.statement-copy {
  color: rgba(255,255,255,.82);
}

.proof-lines,
.systems-lines {
  display: grid;
  margin-top: 34px;
  gap: 10px;
}

.proof-lines span,
.systems-lines span {
  font-weight: 800;
  color: #fff;
  font-size: 1.1rem;
}

.value-grid,
.experience-grid,
.contact-grid {
  display: grid;
  grid-template-columns: .9fr 1.1fr;
  gap: 90px;
  align-items: center;
}

.value-graphic {
  min-height: 430px;
  background: var(--paper);
  border-radius: 44px;
  position: relative;
  display: grid;
  place-items: center;
  overflow: hidden;
}

.value-ring {
  width: 310px;
  height: 310px;
  border: 34px solid var(--bronze);
  border-radius: 50%;
  position: absolute;
  opacity: .92;
}

.ring-two {
  width: 440px;
  height: 440px;
  border-width: 1px;
  opacity: .36;
}

.value-center {
  width: 112px;
  height: 112px;
  border-radius: 50%;
  background: var(--navy);
  color: #fff;
  display: grid;
  place-items: center;
  font-size: 3rem;
  font-weight: 800;
  z-index: 2;
}

.support-section { padding-top: 20px; }

.support-panel {
  padding: 60px;
  border-radius: 36px;
  background: linear-gradient(135deg, #f7f5f1, #fff);
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 70px;
  box-shadow: 0 20px 60px rgba(17,19,21,.05);
}

.experience-section {
  background: var(--paper);
}

.experience-number {
  display: flex;
  align-items: flex-end;
  gap: 18px;
}

.experience-number span {
  font-size: clamp(6rem, 12vw, 11rem);
  line-height: .8;
  font-weight: 900;
  letter-spacing: -.08em;
  color: var(--navy);
}

.experience-number p {
  max-width: 160px;
  margin-bottom: 4px;
  font-weight: 750;
  color: var(--bronze);
}

.systems-section {
  position: relative;
  overflow: hidden;
}

.systems-grid {
  position: relative;
  z-index: 2;
}

.systems-lines span {
  color: var(--ink);
}

.systems-stripe {
  position: absolute;
  width: 820px;
  height: 210px;
  border-top: 22px solid rgba(160,112,54,.12);
  border-radius: 50%;
  right: -130px;
  pointer-events: none;
}

.stripe-a { top: 30px; transform: rotate(-10deg); }
.stripe-b { bottom: -110px; transform: rotate(8deg); border-color: rgba(29,69,95,.09); }

.team-section {
  background: #fff;
}

.team-heading {
  max-width: 720px;
  margin-bottom: 54px;
}

.team-heading > p:last-child {
  color: var(--muted);
  font-size: 1.08rem;
}

.team-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.team-card h3 {
  margin: 18px 0 4px;
  font-size: 1.25rem;
}

.team-card h3 small {
  font-size: .7em;
  font-weight: 650;
}

.team-card p {
  color: var(--muted);
}

.team-photo {
  aspect-ratio: 4 / 5;
  border-radius: 22px;
  overflow: hidden;
}

.placeholder-photo {
  background:
    linear-gradient(135deg, rgba(160,112,54,.17), transparent 60%),
    var(--paper);
  display: grid;
  place-items: center;
  border: 1px solid rgba(160,112,54,.2);
}

.placeholder-photo span {
  font-size: 4rem;
  color: var(--bronze);
  font-weight: 900;
  letter-spacing: -.08em;
}

.contact-section {
  background: var(--navy-deep);
  color: #fff;
}

.contact-copy > p:not(.eyebrow) {
  color: rgba(255,255,255,.78);
  font-size: 1.1rem;
}

.contact-details {
  display: grid;
  gap: 4px;
  margin-top: 28px;
}

.contact-details a {
  text-decoration: none;
  font-weight: 800;
  width: fit-content;
}

.contact-form {
  background: rgba(255,255,255,.08);
  border: 1px solid rgba(255,255,255,.12);
  padding: 30px;
  border-radius: 24px;
  display: grid;
  gap: 16px;
}

.field-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

label {
  display: grid;
  gap: 8px;
  font-size: .88rem;
  font-weight: 700;
}

input, select, textarea {
  width: 100%;
  border: 1px solid rgba(255,255,255,.16);
  background: rgba(255,255,255,.09);
  color: #fff;
  border-radius: 12px;
  padding: 14px 15px;
  font: inherit;
  outline: none;
}

select option { color: #111; }

input:focus, select:focus, textarea:focus {
  border-color: rgba(255,255,255,.5);
}

.form-note {
  font-size: .78rem;
  color: rgba(255,255,255,.54);
  margin: 0;
}

.site-footer {
  background: #0f1113;
  color: #fff;
  padding: 70px 0 24px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr .8fr 1fr 1fr;
  gap: 50px;
}

.footer-brand img {
  width: 210px;
  filter: grayscale(1) brightness(5);
  margin-bottom: 18px;
}

.footer-grid a,
.footer-grid p {
  color: rgba(255,255,255,.68);
  text-decoration: none;
  display: block;
  margin-bottom: 8px;
}

.footer-label {
  color: #fff !important;
  font-weight: 800;
  margin-bottom: 14px !important;
}

.footer-bottom {
  margin-top: 50px;
  padding-top: 20px;
  border-top: 1px solid rgba(255,255,255,.12);
  display: flex;
  justify-content: flex-start;
  gap: 20px;
  color: rgba(255,255,255,.45);
  font-size: .82rem;
}

.reveal {
  opacity: 0;
  transform: translateY(22px);
  transition: opacity 700ms ease, transform 700ms ease;
}

.reveal.visible {
  opacity: 1;
  transform: none;
}

@media (prefers-reduced-motion: reduce) {
  * { scroll-behavior: auto !important; }
  .reveal { opacity: 1; transform: none; transition: none; }
}

@media (max-width: 980px) {
  .nav-wrap {
    grid-template-columns: auto auto;
    justify-content: flex-start;
  }

  .nav-cta { display: none; }

  .menu-toggle {
    display: block;
    justify-self: end;
  }

  .main-nav {
    position: absolute;
    left: 20px;
    right: 20px;
    top: 76px;
    display: none;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    background: #fff;
    border: 1px solid var(--line);
    border-radius: 18px;
    box-shadow: var(--shadow);
    padding: 12px;
  }

  .main-nav.open { display: flex; }

  .main-nav a {
    padding: 14px 12px;
  }

  .hero-grid,
  .split-grid,
  .statement-grid,
  .systems-grid,
  .value-grid,
  .experience-grid,
  .contact-grid,
  .support-panel {
    grid-template-columns: 1fr;
    gap: 48px;
  }

  .hero {
    min-height: auto;
  }

  .hero-grid {
    padding-block: 76px;
  }

  .hero-frame {
    min-height: 330px;
  }

  .cover-grid,
  .team-grid {
    grid-template-columns: 1fr;
  }

  .cover-card { min-height: 470px; }

  .team-photo {
    aspect-ratio: 16/11;
  }

  .experience-number {
    align-items: center;
  }

  .footer-grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 640px) {
  .container { width: min(calc(100% - 28px), var(--max)); }
  .site-header .container { width: min(calc(100% - 20px), var(--max)); }
  .nav-wrap { height: 72px; }
  .brand { width: 160px; }

  h1 {
    font-size: clamp(3.7rem, 18vw, 5rem);
  }

  h2 {
    font-size: clamp(2.25rem, 10vw, 3.2rem);
  }

  .section { padding-block: 76px; }

  .cover-card,
  .support-panel {
    padding: 30px;
  }

  .cover-card {
    min-height: 450px;
  }

  .hero-frame { min-height: 270px; }

  .field-row,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .footer-bottom {
    flex-direction: column;
  }

  .experience-number {
    align-items: flex-end;
  }

  .experience-number p {
    max-width: 130px;
  }
}

/* V2 refinements */
.cover-card > div:first-child > .eyebrow {
  margin-bottom: 18px;
}
.cover-card h2 {
  letter-spacing: -.018em;
  line-height: 1.04;
}
.cover-card > div:first-child > p:last-child {
  max-width: 52ch;
}
.hero-copy .button {
  box-shadow: 0 10px 24px rgba(160,112,54,.22);
}
.hero-copy .button:hover {
  box-shadow: 0 14px 30px rgba(160,112,54,.28);
}
@media (max-width: 640px) {
  .secondary-link { min-height: 48px; }
  .hero-frame-copy { padding: 32px; font-size: clamp(2rem, 12vw, 3.2rem); }
}


/* V3 refinements */

/* Top CTAs return to navy */
.nav-cta,
.hero-copy .button {
  background: var(--navy);
}

.nav-cta:hover,
.hero-copy .button:hover {
  background: var(--navy-deep);
  box-shadow: 0 12px 28px rgba(29,69,95,.18);
}

/* Hero visual simplified: no circles or nested outline shapes */
.hero {
  background: linear-gradient(180deg, #ffffff 0%, #fbfaf7 100%);
}

.hero-frame {
  min-height: 370px;
  border-radius: 0;
  background: transparent;
  border: 0;
  box-shadow: none;
  overflow: visible;
}

.hero-frame-copy {
  padding: 42px 0;
  justify-content: center;
  font-size: clamp(2.65rem, 4.6vw, 4.9rem);
  line-height: .9;
}

.hero-frame-arc {
  width: 112%;
  left: -8%;
  bottom: 76px;
  border-top-width: 14px;
}

.hero-visual p {
  margin-top: 8px;
}

/* Technology section stripped back */
.systems-section {
  overflow: visible;
}

/* Real founder photography */
.team-photo {
  background: var(--paper);
}

.team-photo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center top;
}

/* Keep headings bold without feeling crushed */
h1,
h2,
.cover-card h2 {
  letter-spacing: -.012em;
}

/* Balance the paired insurance headings */
.cover-card h2 {
  max-width: 15ch;
}

/* Mobile hero visual stays clean */
@media (max-width: 640px) {
  .hero-frame {
    min-height: 260px;
  }

  .hero-frame-copy {
    padding: 18px 0;
    font-size: clamp(2.35rem, 12vw, 3.5rem);
  }

  .hero-frame-arc {
    bottom: 52px;
    border-top-width: 10px;
  }
}


/* V4 layout refinements */

/* Remove the small hero descriptor gap after deleting strapline */
.hero-mark,
.hero-visual {
  gap: 0;
}

/* Centered editorial sections */
.centered-copy {
  max-width: 860px;
  margin-inline: auto;
  text-align: center;
}

.centered-copy h2 {
  max-width: 11ch;
  margin-inline: auto;
}

.centered-copy > p {
  max-width: 680px;
  margin-inline: auto;
  font-size: 1.12rem;
  color: #40494f;
}

.centered-copy-light > p {
  color: rgba(255,255,255,.82);
}

.centered-copy-light h2 {
  max-width: 12ch;
}

.proof-lines-centered {
  justify-items: center;
  margin-top: 30px;
}

.proof-lines-centered span {
  text-align: center;
}

/* Support section */
.support-panel-centered {
  grid-template-columns: 1fr !important;
  text-align: center;
  max-width: 1080px;
  margin-inline: auto;
  padding: 72px 60px;
}

.support-panel-centered h2 {
  max-width: 11ch;
  margin-inline: auto;
}

.support-panel-centered > p {
  max-width: 700px;
  margin-inline: auto;
}

.support-panel-centered .text-link {
  margin: 20px auto 0;
}

/* Experience section */
.experience-centered {
  max-width: 980px;
  margin-inline: auto;
  text-align: center;
}

.experience-centered h2 {
  max-width: 10ch;
  margin-inline: auto;
}

.experience-intro {
  max-width: 720px;
  margin: 0 auto 48px;
  font-size: 1.1rem;
  color: #40494f;
}

.experience-stat {
  display: inline-flex;
  align-items: baseline;
  gap: 22px;
  flex-wrap: wrap;
  justify-content: center;
}

.experience-stat-number {
  font-size: clamp(7rem, 13vw, 11rem);
  line-height: .78;
  font-weight: 900;
  letter-spacing: -.055em;
  color: var(--navy);
}

.experience-stat-label {
  max-width: 280px;
  text-align: left;
  font-size: clamp(1.35rem, 2.2vw, 2rem);
  line-height: 1.08;
  font-weight: 800;
  color: var(--bronze);
}

/* Team intro centered */
.team-heading-centered {
  max-width: 820px;
  margin: 0 auto 54px;
  text-align: center;
}

.team-heading-centered h2 {
  max-width: 11ch;
  margin-inline: auto;
}

.team-heading-centered > p:last-child {
  max-width: 680px;
  margin-inline: auto;
}

/* Keep original logo colours in the dark footer */
.footer-brand img {
  filter: none;
  background: #fff;
  padding: 10px 14px;
  border-radius: 2px;
}

/* Mobile refinements */
@media (max-width: 640px) {
  .centered-copy,
  .support-panel-centered,
  .experience-centered,
  .team-heading-centered {
    text-align: left;
  }

  .centered-copy h2,
  .centered-copy > p,
  .support-panel-centered h2,
  .support-panel-centered > p,
  .experience-centered h2,
  .experience-intro,
  .team-heading-centered h2,
  .team-heading-centered > p:last-child {
    margin-left: 0;
    margin-right: 0;
  }

  .proof-lines-centered {
    justify-items: start;
  }

  .proof-lines-centered span {
    text-align: left;
  }

  .support-panel-centered .text-link {
    margin-left: 0;
    margin-right: 0;
  }

  .experience-stat {
    justify-content: flex-start;
    align-items: flex-end;
  }

  .experience-stat-label {
    text-align: left;
    max-width: 180px;
    font-size: 1.18rem;
  }
}


/* V5 heading treatment */

/* Keep major editorial headings on one line on desktop */
.centered-copy h2,
.support-panel-centered h2,
.experience-centered h2,
.team-heading-centered h2,
.systems-grid h2,
.value-copy h2 {
  max-width: none;
  white-space: nowrap;
  font-size: clamp(2.8rem, 3.7vw, 4.15rem);
  letter-spacing: -.018em;
}

/* Give centered sections enough room */
.centered-copy,
.support-panel-centered,
.experience-centered,
.team-heading-centered {
  max-width: 1180px;
}

/* Wrap only once the viewport genuinely needs it */
@media (max-width: 1050px) {
  .centered-copy h2,
  .support-panel-centered h2,
  .experience-centered h2,
  .team-heading-centered h2,
  .systems-grid h2,
  .value-copy h2 {
    white-space: normal;
    font-size: clamp(2.5rem, 6vw, 3.6rem);
  }
}


/* V6 refinements */

/* Restore the value section proportions from V4.
   The V5 no-wrap rule was forcing the text column wide and squeezing the graphic. */
.value-copy h2 {
  max-width: 12ch;
  white-space: normal;
  font-size: clamp(2.4rem, 4.6vw, 4.2rem);
  letter-spacing: -.018em;
}

.value-grid {
  grid-template-columns: .9fr 1.1fr;
  gap: 90px;
  align-items: center;
}

.value-graphic {
  min-width: 0;
  width: 100%;
  min-height: 430px;
}

/* Make the experience stat feel like one deliberate unit */
.experience-stat {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 16px;
  margin-top: 8px;
}

.experience-stat-number {
  display: block;
}

.experience-stat-label {
  max-width: none;
  text-align: center;
  white-space: nowrap;
  font-size: clamp(1.25rem, 2vw, 1.7rem);
  line-height: 1.1;
  font-weight: 800;
  color: var(--bronze);
  letter-spacing: -.01em;
}

/* The separate systems section has been removed.
   Its proof point now lives in the 'ticket number' section. */

@media (max-width: 1050px) {
  .value-copy h2 {
    white-space: normal;
    max-width: 14ch;
  }
}

@media (max-width: 980px) {
  .value-grid {
    grid-template-columns: 1fr;
    gap: 48px;
  }

  .value-graphic {
    min-height: 360px;
  }
}

@media (max-width: 640px) {
  .experience-stat {
    align-items: flex-start;
  }

  .experience-stat-label {
    white-space: normal;
    text-align: left;
    font-size: 1.18rem;
  }

  .value-graphic {
    min-height: 320px;
  }
}


/* V7 image updates */

.hero {
  min-height: 700px;
  background: #fff;
}

.hero-grid {
  grid-template-columns: 1fr 1.18fr;
  gap: 0;
  align-items: stretch;
  padding-block: 72px;
}

.hero-copy {
  align-self: center;
  position: relative;
  z-index: 4;
  margin-right: -155px;
  padding-right: 10px;
}

.hero-photo {
  min-height: 560px;
  position: relative;
  overflow: hidden;
  border-radius: 30px;
  background: var(--paper);
}

.hero-photo img {
  display: block;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center right;
}

.hero-photo::after {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background: linear-gradient(
    90deg,
    #ffffff 0%,
    rgba(255,255,255,.98) 10%,
    rgba(255,255,255,.90) 20%,
    rgba(255,255,255,.58) 32%,
    rgba(255,255,255,.16) 47%,
    rgba(255,255,255,0) 61%
  );
}

.value-photo {
  min-height: 430px;
  overflow: hidden;
  border-radius: 30px;
  background: var(--paper);
  box-shadow: 0 20px 60px rgba(17,19,21,.06);
}

.value-photo img {
  display: block;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
}

@media (max-width: 1050px) {
  .hero-copy {
    margin-right: -90px;
  }
}

@media (max-width: 980px) {
  .hero-grid {
    grid-template-columns: 1fr;
    gap: 28px;
    padding-block: 48px 64px;
  }

  .hero-copy {
    margin-right: 0;
    padding-right: 0;
  }

  .hero-photo {
    min-height: 420px;
  }

  .hero-photo::after {
    background: linear-gradient(
      180deg,
      rgba(255,255,255,.86) 0%,
      rgba(255,255,255,.28) 25%,
      rgba(255,255,255,0) 48%
    );
  }
}

@media (max-width: 640px) {
  .hero-photo {
    min-height: 300px;
    border-radius: 22px;
  }

  .hero-photo img {
    object-position: 66% center;
  }

  .value-photo {
    min-height: 300px;
    border-radius: 22px;
  }
}


/* V8 fix: keep the home/car image at its intended 4:3 ratio */
.value-photo {
  aspect-ratio: 4 / 3;
  min-height: 0;
  height: auto;
}

.value-photo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
}

@media (max-width: 640px) {
  .value-photo {
    aspect-ratio: 4 / 3;
    min-height: 0;
  }
}


/* Personal Insurance page */

.main-nav a[aria-current="page"] {
  color: var(--bronze);
}

.inner-hero {
  background: linear-gradient(180deg, #fff 0%, #fbfaf7 100%);
  padding: 72px 0 84px;
}

.inner-hero-grid {
  display: grid;
  grid-template-columns: 1fr .92fr;
  gap: 68px;
  align-items: center;
}

.inner-hero-copy h1 {
  font-size: clamp(4rem, 6.9vw, 7rem);
  line-height: .95;
  letter-spacing: -.03em;
  max-width: 8.5ch;
  margin-bottom: 28px;
}

.inner-hero-copy > p:not(.eyebrow) {
  max-width: 620px;
  font-size: 1.2rem;
  color: #40494f;
  margin-bottom: 30px;
}

.personal-hero-panel {
  min-height: 500px;
  border-radius: 34px;
  background: var(--navy);
  position: relative;
  overflow: hidden;
  box-shadow: var(--shadow);
}

.hero-word {
  position: absolute;
  color: rgba(255,255,255,.95);
  font-weight: 900;
  line-height: .9;
  letter-spacing: -.05em;
}

.hero-word-one {
  font-size: clamp(4rem, 6vw, 6.8rem);
  left: 10%;
  top: 13%;
}

.hero-word-two {
  font-size: clamp(5rem, 8vw, 8rem);
  right: 11%;
  top: 35%;
}

.hero-word-three {
  font-size: clamp(3rem, 5vw, 5.6rem);
  left: 13%;
  bottom: 13%;
}

.personal-arc {
  position: absolute;
  width: 125%;
  height: 170px;
  border-top: 18px solid var(--bronze);
  border-radius: 50%;
  left: -12%;
  top: 44%;
  transform: rotate(-8deg);
}

.personal-products {
  background: var(--paper);
}

.product-stack {
  display: grid;
  gap: 30px;
}

.product-feature {
  display: grid;
  grid-template-columns: .9fr 1.1fr;
  min-height: 500px;
  background: #fff;
  border-radius: 28px;
  overflow: hidden;
}

.product-feature-reverse {
  grid-template-columns: 1.1fr .9fr;
}

.product-copy {
  padding: 58px;
  align-self: center;
}

.product-copy h2 {
  font-size: clamp(2.7rem, 4.3vw, 4.1rem);
  max-width: 12ch;
}

.product-copy > p {
  max-width: 650px;
  color: #465057;
  font-size: 1.06rem;
}

.product-list {
  list-style: none;
  margin: 30px 0;
  padding: 0;
}

.product-list li {
  padding: 12px 0;
  border-bottom: 1px solid var(--line);
  font-weight: 720;
}

.product-visual {
  position: relative;
  overflow: hidden;
  min-height: 500px;
  display: grid;
  place-items: center;
}

.product-visual-motor {
  background: var(--navy);
}

.product-visual-home {
  background: #d7d1c6;
}

.product-visual-contents {
  background: #e8e3da;
}

.product-number {
  position: absolute;
  top: 28px;
  left: 32px;
  color: rgba(255,255,255,.55);
  font-size: 1rem;
  font-weight: 800;
  letter-spacing: .1em;
}

.product-visual-home .product-number,
.product-visual-contents .product-number {
  color: rgba(17,19,21,.45);
}

.product-symbol {
  font-size: clamp(7rem, 14vw, 12rem);
  line-height: 1;
  font-weight: 900;
  color: #fff;
}

.product-visual-home .product-symbol,
.product-visual-contents .product-symbol {
  color: var(--navy);
}

.personal-broad {
  padding-top: 28px;
}

.broad-panel {
  background: var(--navy);
  color: #fff;
  padding: 64px;
  border-radius: 30px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}

.broad-panel h2 {
  margin: 0;
  max-width: 10ch;
}

.broad-panel p {
  color: rgba(255,255,255,.82);
  font-size: 1.08rem;
}

.broad-panel .strong-line {
  color: #fff;
}

.personal-confidence {
  background: #fff;
}

.confidence-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 90px;
}

.confidence-copy h2 {
  max-width: 11ch;
}

.confidence-copy p {
  color: #465057;
  font-size: 1.08rem;
}

.confidence-copy .strong-line {
  color: var(--ink);
}

@media (max-width: 980px) {
  .inner-hero-grid,
  .product-feature,
  .product-feature-reverse,
  .broad-panel,
  .confidence-grid {
    grid-template-columns: 1fr;
  }

  .inner-hero-grid {
    gap: 36px;
  }

  .personal-hero-panel {
    min-height: 390px;
  }

  .product-feature-reverse .product-copy {
    order: 2;
  }

  .product-feature-reverse .product-visual {
    order: 1;
  }

  .product-visual {
    min-height: 360px;
  }

  .broad-panel {
    gap: 32px;
  }
}

@media (max-width: 640px) {
  .inner-hero {
    padding: 46px 0 60px;
  }

  .inner-hero-copy h1 {
    font-size: clamp(3.6rem, 17vw, 5rem);
  }

  .personal-hero-panel {
    min-height: 300px;
    border-radius: 22px;
  }

  .product-copy {
    padding: 30px;
  }

  .product-visual {
    min-height: 280px;
  }

  .broad-panel {
    padding: 34px 28px;
  }
}


/* V10 Personal Insurance refinements */

/* Product panels use neutral line icons rather than audience-specific photography */
.product-icon {
  width: min(46%, 180px);
  height: auto;
  fill: none;
  stroke: currentColor;
  stroke-width: 5;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.product-visual-motor {
  color: #fff;
}

.product-visual-home {
  color: var(--navy);
  background: #e6dfd4;
}

.product-visual-contents {
  color: var(--bronze);
  background: #f2eee7;
}

/* Keep all three category blocks balanced */
.product-copy {
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.product-copy .text-link {
  margin-top: 24px;
}

.product-feature {
  min-height: 460px;
}

.product-visual {
  min-height: 460px;
}

/* Create a clear visual break between the navy service section and the enquiry form */
.contact-section-light {
  background: #f7f5f1;
  color: var(--ink);
  border-top: 1px solid rgba(17,19,21,.08);
}

.contact-section-light .contact-copy > p:not(.eyebrow) {
  color: #465057;
}

.contact-section-light .contact-details a {
  color: var(--navy);
}

.contact-section-light .contact-form {
  background: #fff;
  border: 1px solid rgba(17,19,21,.10);
  box-shadow: 0 20px 60px rgba(17,19,21,.06);
}

.contact-section-light label {
  color: var(--ink);
}

.contact-section-light input,
.contact-section-light select,
.contact-section-light textarea {
  background: #fff;
  color: var(--ink);
  border: 1px solid rgba(17,19,21,.16);
}

.contact-section-light input:focus,
.contact-section-light select:focus,
.contact-section-light textarea:focus {
  border-color: var(--bronze);
}

@media (max-width: 980px) {
  .product-feature,
  .product-feature-reverse {
    min-height: auto;
  }

  .product-visual {
    min-height: 300px;
  }
}

@media (max-width: 640px) {
  .product-icon {
    width: 120px;
  }
}


/* V11 Personal Insurance refinements */

/* Hero now uses a real image with the same fade approach as the homepage */
.inner-hero {
  background: #fff;
  padding: 72px 0 84px;
}

.inner-hero-grid {
  display: grid;
  grid-template-columns: 1fr 1.18fr;
  gap: 0;
  align-items: stretch;
}

.inner-hero-copy {
  align-self: center;
  position: relative;
  z-index: 4;
  margin-right: -150px;
  padding-right: 10px;
}

.inner-hero-copy h1 {
  font-size: clamp(4rem, 6.6vw, 6.6rem);
  line-height: .95;
  letter-spacing: -.03em;
  max-width: 6.8ch;
  margin-bottom: 24px;
}

.inner-hero-copy > p:not(.eyebrow) {
  max-width: 540px;
  font-size: 1.16rem;
  color: #40494f;
  margin-bottom: 30px;
}

.inner-hero-photo {
  min-height: 560px;
  position: relative;
  overflow: hidden;
  border-radius: 30px;
  background: var(--paper);
}

.inner-hero-photo img {
  display: block;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center right;
}

.inner-hero-photo::after {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background: linear-gradient(
    90deg,
    #ffffff 0%,
    rgba(255,255,255,.98) 10%,
    rgba(255,255,255,.90) 20%,
    rgba(255,255,255,.58) 32%,
    rgba(255,255,255,.16) 47%,
    rgba(255,255,255,0) 61%
  );
}

/* Use simple, unified icon blocks */
.product-visual-motor,
.product-visual-home,
.product-visual-contents {
  background: #ebe6dd;
  color: var(--navy);
}

.product-number {
  color: rgba(29,69,95,.42) !important;
}

.product-icon {
  width: min(42%, 170px);
  stroke-width: 4.5;
}

/* The confidence section is now centered, matching the calmer editorial rhythm */
.personal-confidence .centered-copy {
  max-width: 980px;
}

.personal-confidence .centered-copy h2 {
  max-width: none;
  white-space: nowrap;
  font-size: clamp(2.8rem, 4.1vw, 4.2rem);
}

.personal-confidence .centered-copy > p {
  max-width: 760px;
  margin-inline: auto;
}

/* Responsive hero treatment */
@media (max-width: 1050px) {
  .inner-hero-copy {
    margin-right: -90px;
  }

  .personal-confidence .centered-copy h2 {
    white-space: normal;
  }
}

@media (max-width: 980px) {
  .inner-hero-grid {
    grid-template-columns: 1fr;
    gap: 28px;
  }

  .inner-hero-copy {
    margin-right: 0;
    padding-right: 0;
  }

  .inner-hero-photo {
    min-height: 420px;
  }

  .inner-hero-photo::after {
    background: linear-gradient(
      180deg,
      rgba(255,255,255,.86) 0%,
      rgba(255,255,255,.28) 25%,
      rgba(255,255,255,0) 48%
    );
  }
}

@media (max-width: 640px) {
  .inner-hero {
    padding: 46px 0 60px;
  }

  .inner-hero-copy h1 {
    font-size: clamp(3.4rem, 17vw, 4.8rem);
  }

  .inner-hero-photo {
    min-height: 300px;
    border-radius: 22px;
  }

  .inner-hero-photo img {
    object-position: 64% center;
  }

  .product-icon {
    width: 120px;
  }
}


/* V12 Personal Insurance refinements */

/* Remove the small category eyebrow from the personal hero and tighten the block */
.inner-hero-copy h1 {
  max-width: 6.2ch;
}

/* Make the hero image treatment less foggy so the subject's face stays visible */
.inner-hero-photo img {
  object-position: 68% center;
}

.inner-hero-photo::after {
  background: linear-gradient(
    90deg,
    #ffffff 0%,
    rgba(255,255,255,.95) 8%,
    rgba(255,255,255,.78) 17%,
    rgba(255,255,255,.34) 28%,
    rgba(255,255,255,.10) 38%,
    rgba(255,255,255,0) 48%
  );
}

/* Refine the product icon styling */
.product-icon {
  width: min(44%, 190px);
  stroke-width: 4;
}

/* The confidence section should sit visually centered, not drift right */
.personal-confidence .centered-copy {
  max-width: 1100px;
  margin-left: auto;
  margin-right: auto;
  text-align: center;
}

.personal-confidence .centered-copy h2 {
  max-width: 13ch;
  margin-left: auto;
  margin-right: auto;
  white-space: normal;
}

.personal-confidence .centered-copy > p,
.personal-confidence .centered-copy .strong-line {
  max-width: 760px;
  margin-left: auto;
  margin-right: auto;
}

@media (max-width: 980px) {
  .inner-hero-photo img {
    object-position: 62% center;
  }

  .inner-hero-photo::after {
    background: linear-gradient(
      180deg,
      rgba(255,255,255,.82) 0%,
      rgba(255,255,255,.24) 22%,
      rgba(255,255,255,0) 42%
    );
  }
}


/* V13 Personal Insurance refinements */

/* Keep the hero message concise and let the image breathe */
.inner-hero-copy h1 {
  max-width: none;
  white-space: nowrap;
  font-size: clamp(4rem, 6.1vw, 6.25rem);
}

/* Bring the subject back toward center without washing out her face */
.inner-hero-photo img {
  object-position: 60% center;
}

.inner-hero-photo::after {
  background: linear-gradient(
    90deg,
    #ffffff 0%,
    rgba(255,255,255,.96) 9%,
    rgba(255,255,255,.80) 18%,
    rgba(255,255,255,.38) 29%,
    rgba(255,255,255,.10) 40%,
    rgba(255,255,255,0) 50%
  );
}

/* Use the supplied icon artwork consistently */
.product-visual-motor,
.product-visual-home,
.product-visual-contents {
  background: #ebe6dd;
  color: var(--navy);
}

.product-icon-image {
  width: min(45%, 190px);
  height: auto;
  object-fit: contain;
  display: block;
}

/* The confidence headline should stay on one line on desktop */
.personal-confidence .centered-copy {
  max-width: 1240px;
}

.personal-confidence .centered-copy h2 {
  max-width: none;
  white-space: nowrap;
  font-size: clamp(2.7rem, 3.5vw, 3.8rem);
  margin-left: auto;
  margin-right: auto;
}

.personal-confidence .centered-copy > p,
.personal-confidence .centered-copy .strong-line {
  max-width: 800px;
}

/* Keep the single proof line compact */
.proof-lines-centered {
  margin-top: 26px;
}

@media (max-width: 1050px) {
  .inner-hero-copy h1,
  .personal-confidence .centered-copy h2 {
    white-space: normal;
  }
}

@media (max-width: 980px) {
  .inner-hero-photo img {
    object-position: 56% center;
  }

  .inner-hero-copy h1 {
    font-size: clamp(3.6rem, 12vw, 5.2rem);
  }
}

@media (max-width: 640px) {
  .product-icon-image {
    width: 128px;
  }
}


/* V14 Personal Insurance refinements */

.inner-hero-copy h1 {
  white-space: normal;
  max-width: 4.3ch;
  line-height: .9;
}

.inner-hero-copy h1 span {
  display: block;
}

.inner-hero-photo img {
  object-position: 74% center;
}

.inner-hero-photo::after {
  background: linear-gradient(
    90deg,
    #ffffff 0%,
    rgba(255,255,255,.95) 10%,
    rgba(255,255,255,.76) 19%,
    rgba(255,255,255,.32) 30%,
    rgba(255,255,255,.08) 40%,
    rgba(255,255,255,0) 50%
  );
}

.product-icon-image {
  width: min(48%, 200px);
  height: auto;
}

@media (max-width: 1050px) {
  .inner-hero-copy h1 {
    max-width: 5ch;
  }
}

@media (max-width: 980px) {
  .inner-hero-photo img {
    object-position: 62% center;
  }
}

@media (max-width: 640px) {
  .inner-hero-copy h1 {
    max-width: 4.5ch;
  }

  .product-icon-image {
    width: 132px;
  }
}


/* V15 Personal Insurance refinements */

/* Bring the subject slightly further left within the hero crop */
.inner-hero-photo img {
  object-position: 58% center;
}

/* Reduce the oversized gap between the broad-cover panel and the next section */
.personal-broad {
  padding-bottom: 48px;
}

.personal-confidence {
  padding-top: 58px;
}

/* Match the scale of the other editorial section headings */
.personal-confidence .centered-copy h2 {
  max-width: none;
  white-space: nowrap;
  font-size: clamp(2.8rem, 3.7vw, 4.15rem);
  line-height: 1.02;
  letter-spacing: -.018em;
}

@media (max-width: 1050px) {
  .personal-confidence .centered-copy h2 {
    white-space: normal;
    font-size: clamp(2.5rem, 6vw, 3.6rem);
  }
}

@media (max-width: 980px) {
  .inner-hero-photo img {
    object-position: 60% center;
  }

  .personal-broad {
    padding-bottom: 36px;
  }

  .personal-confidence {
    padding-top: 48px;
  }
}


/* V16 hero crop fix */

/* The source image is wide, so preserve its wide composition instead of forcing it
   into the previous tall card shape. */
.inner-hero-photo {
  min-height: 0;
  height: auto;
  aspect-ratio: 16 / 9;
  align-self: center;
}

/* Keep the right side of the source image intact. Any necessary crop now comes
   from the left, where the fade is already doing visual work. */
.inner-hero-photo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: right center;
}

/* Keep the fade, but let more of the photograph remain visible. */
.inner-hero-photo::after {
  background: linear-gradient(
    90deg,
    #ffffff 0%,
    rgba(255,255,255,.94) 9%,
    rgba(255,255,255,.72) 18%,
    rgba(255,255,255,.28) 29%,
    rgba(255,255,255,.07) 40%,
    rgba(255,255,255,0) 50%
  );
}

@media (max-width: 980px) {
  .inner-hero-photo {
    aspect-ratio: 16 / 9;
    min-height: 0;
  }

  .inner-hero-photo img {
    object-position: right center;
  }
}


/* V17 hero rebuild */

.personal-hero {
  padding: 48px 0 70px;
  background: #fff;
}

.personal-hero-shell {
  position: relative;
  min-height: 650px;
  overflow: hidden;
  border-radius: 30px;
  background: #f7f5f1;
}

.personal-hero-image {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: 74% center;
  display: block;
}

.personal-hero-fade {
  position: absolute;
  inset: 0;
  z-index: 1;
  background: linear-gradient(
    90deg,
    rgba(255,255,255,1) 0%,
    rgba(255,255,255,.99) 18%,
    rgba(255,255,255,.92) 30%,
    rgba(255,255,255,.62) 42%,
    rgba(255,255,255,.22) 53%,
    rgba(255,255,255,0) 64%
  );
  pointer-events: none;
}

.personal-hero-shell .inner-hero-copy {
  position: relative;
  z-index: 2;
  margin: 0;
  padding: 72px 0 72px 56px;
  width: min(48%, 610px);
  min-height: 650px;
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.personal-hero-shell .inner-hero-copy h1 {
  max-width: 4.3ch;
  white-space: normal;
  margin-bottom: 26px;
}

.personal-hero-shell .inner-hero-copy > p {
  max-width: 590px;
}

@media (max-width: 980px) {
  .personal-hero-shell {
    min-height: 590px;
  }

  .personal-hero-shell .inner-hero-copy {
    width: 58%;
    min-height: 590px;
    padding-left: 38px;
  }

  .personal-hero-image {
    object-position: 58% center;
  }

  .personal-hero-fade {
    background: linear-gradient(
      90deg,
      rgba(255,255,255,1) 0%,
      rgba(255,255,255,.97) 24%,
      rgba(255,255,255,.80) 39%,
      rgba(255,255,255,.32) 56%,
      rgba(255,255,255,0) 72%
    );
  }
}

@media (max-width: 700px) {
  .personal-hero-shell {
    min-height: auto;
    padding-top: 280px;
    border-radius: 22px;
  }

  .personal-hero-image {
    height: 300px;
    bottom: auto;
    object-position: 66% center;
  }

  .personal-hero-fade {
    height: 300px;
    bottom: auto;
    background: linear-gradient(
      180deg,
      rgba(255,255,255,0) 50%,
      rgba(255,255,255,.34) 72%,
      rgba(255,255,255,1) 100%
    );
  }

  .personal-hero-shell .inner-hero-copy {
    width: 100%;
    min-height: auto;
    padding: 28px 26px 38px;
  }
}


/* V18 personal hero: match the homepage image/fade treatment */

.personal-hero {
  padding: 72px 0 84px;
  background: #fff;
}

.personal-hero-grid {
  grid-template-columns: 1fr 1.16fr;
  gap: 0;
  align-items: center;
}

.personal-hero-grid .inner-hero-copy {
  position: relative;
  z-index: 3;
  margin-right: -120px;
  padding-right: 16px;
}

.personal-hero-grid .inner-hero-copy h1 {
  max-width: 4.3ch;
  white-space: normal;
  margin-bottom: 26px;
}

.personal-hero-photo {
  position: relative;
  aspect-ratio: 16 / 9;
  min-height: 0;
  overflow: hidden;
  border-radius: 30px;
  background: var(--paper);
}

.personal-hero-photo img {
  display: block;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: 74% center;
}

/* Same style as the homepage: a soft white fade contained within the image card */
.personal-hero-photo::after {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background: linear-gradient(
    90deg,
    rgba(255,255,255,.98) 0%,
    rgba(255,255,255,.90) 10%,
    rgba(255,255,255,.62) 20%,
    rgba(255,255,255,.28) 31%,
    rgba(255,255,255,.08) 41%,
    rgba(255,255,255,0) 52%
  );
}

@media (max-width: 1100px) {
  .personal-hero-grid .inner-hero-copy {
    margin-right: -70px;
  }
}

@media (max-width: 980px) {
  .personal-hero-grid {
    grid-template-columns: 1fr;
    gap: 28px;
  }

  .personal-hero-grid .inner-hero-copy {
    margin-right: 0;
    padding-right: 0;
  }

  .personal-hero-photo {
    aspect-ratio: 16 / 9;
  }

  .personal-hero-photo::after {
    background: linear-gradient(
      180deg,
      rgba(255,255,255,.78) 0%,
      rgba(255,255,255,.20) 26%,
      rgba(255,255,255,0) 48%
    );
  }
}

@media (max-width: 640px) {
  .personal-hero {
    padding: 46px 0 60px;
  }

  .personal-hero-photo {
    border-radius: 22px;
  }
}


/* V19: match the homepage hero fade exactly */
.personal-hero-photo::after {
  background: linear-gradient(
    90deg,
    #ffffff 0%,
    rgba(255,255,255,.98) 10%,
    rgba(255,255,255,.90) 20%,
    rgba(255,255,255,.58) 32%,
    rgba(255,255,255,.16) 47%,
    rgba(255,255,255,0) 61%
  );
}

/* Match the homepage overlap too, while keeping the current image crop/placement. */
.personal-hero-grid .inner-hero-copy {
  margin-right: -155px;
}

@media (max-width: 1050px) {
  .personal-hero-grid .inner-hero-copy {
    margin-right: -90px;
  }
}

@media (max-width: 980px) {
  .personal-hero-grid .inner-hero-copy {
    margin-right: 0;
  }

  .personal-hero-photo::after {
    background: linear-gradient(
      180deg,
      rgba(255,255,255,.86) 0%,
      rgba(255,255,255,.28) 25%,
      rgba(255,255,255,0) 48%
    );
  }
}


/* V20: keep hero sizing exactly as V19; only refine image placement/fade */

.personal-hero-photo img {
  object-position: 74% center;
}

/* Stronger, wider white fade so the text and image do not compete */
.personal-hero-photo::after {
  background: linear-gradient(
    90deg,
    #ffffff 0%,
    rgba(255,255,255,1) 16%,
    rgba(255,255,255,.97) 28%,
    rgba(255,255,255,.84) 39%,
    rgba(255,255,255,.58) 50%,
    rgba(255,255,255,.25) 60%,
    rgba(255,255,255,0) 72%
  );
}

@media (max-width: 980px) {
  .personal-hero-photo::after {
    background: linear-gradient(
      180deg,
      rgba(255,255,255,.90) 0%,
      rgba(255,255,255,.42) 28%,
      rgba(255,255,255,0) 55%
    );
  }
}


/* V21: Personal hero matches homepage hero geometry */

.personal-hero {
  min-height: 700px;
  padding: 0;
  background: #fff;
}

.personal-hero-grid {
  grid-template-columns: 1fr 1.18fr;
  gap: 0;
  align-items: stretch;
  padding-block: 72px;
}

.personal-hero-grid .inner-hero-copy {
  align-self: center;
  position: relative;
  z-index: 4;
  margin-right: -155px;
  padding-right: 10px;
}

/* Important: do not force the image card into a 16:9 height.
   Let it stretch to the hero row, like the homepage image. */
.personal-hero-photo {
  aspect-ratio: auto;
  min-height: 560px;
  height: auto;
  align-self: stretch;
  position: relative;
  overflow: hidden;
  border-radius: 30px;
  background: var(--paper);
}

.personal-hero-photo img {
  display: block;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: right center;
}

/* Homepage-style fade, widened slightly because the personal image has more visual detail. */
.personal-hero-photo::after {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background: linear-gradient(
    90deg,
    #ffffff 0%,
    rgba(255,255,255,.99) 12%,
    rgba(255,255,255,.94) 24%,
    rgba(255,255,255,.74) 36%,
    rgba(255,255,255,.42) 48%,
    rgba(255,255,255,.14) 58%,
    rgba(255,255,255,0) 68%
  );
}

@media (max-width: 1050px) {
  .personal-hero-grid .inner-hero-copy {
    margin-right: -90px;
  }
}

@media (max-width: 980px) {
  .personal-hero {
    min-height: auto;
  }

  .personal-hero-grid {
    grid-template-columns: 1fr;
    gap: 28px;
    padding-block: 48px 64px;
  }

  .personal-hero-grid .inner-hero-copy {
    margin-right: 0;
    padding-right: 0;
  }

  .personal-hero-photo {
    min-height: 420px;
  }

  .personal-hero-photo img {
    object-position: 66% center;
  }

  .personal-hero-photo::after {
    background: linear-gradient(
      180deg,
      rgba(255,255,255,.86) 0%,
      rgba(255,255,255,.28) 25%,
      rgba(255,255,255,0) 48%
    );
  }
}

@media (max-width: 640px) {
  .personal-hero-photo {
    min-height: 300px;
    border-radius: 22px;
  }
}


/* Business Insurance page */

.main-nav a[aria-current="page"] {
  color: var(--bronze);
}

.business-hero {
  min-height: 700px;
  background: #fff;
}

.business-hero-grid {
  display: grid;
  grid-template-columns: 1fr 1.18fr;
  gap: 0;
  align-items: stretch;
  padding-block: 72px;
}

.business-hero-copy {
  align-self: center;
  position: relative;
  z-index: 4;
  margin-right: -155px;
  padding-right: 10px;
}

.business-hero-copy h1 {
  font-size: clamp(4rem, 7vw, 7rem);
  line-height: .94;
  letter-spacing: -.025em;
  max-width: 7ch;
  margin-bottom: 28px;
}

.business-hero-copy > p {
  max-width: 590px;
  font-size: 1.18rem;
  color: #40494f;
  margin-bottom: 30px;
}

.business-hero-photo {
  min-height: 560px;
  align-self: stretch;
  position: relative;
  overflow: hidden;
  border-radius: 30px;
  background: var(--paper);
}

.business-hero-photo img {
  display: block;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: right center;
}

.business-hero-photo::after {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background: linear-gradient(
    90deg,
    #ffffff 0%,
    rgba(255,255,255,.99) 12%,
    rgba(255,255,255,.94) 24%,
    rgba(255,255,255,.74) 36%,
    rgba(255,255,255,.42) 48%,
    rgba(255,255,255,.14) 58%,
    rgba(255,255,255,0) 68%
  );
}

.business-intro .centered-copy h2,
.business-confidence .centered-copy h2 {
  max-width: none;
  white-space: nowrap;
  font-size: clamp(2.8rem, 3.7vw, 4.15rem);
}

.business-products {
  background: var(--paper);
}

.business-icon-panel {
  background: #ebe6dd;
  color: var(--navy);
}

.business-icon {
  width: min(46%, 185px);
  height: auto;
  fill: none;
  stroke: currentColor;
  stroke-width: 4.5;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.business-broad {
  padding-top: 28px;
  padding-bottom: 48px;
}

.business-confidence {
  padding-top: 58px;
}

.business-confidence .centered-copy {
  max-width: 1180px;
}

.business-confidence .centered-copy > p {
  max-width: 780px;
  margin-inline: auto;
}

@media (max-width: 1050px) {
  .business-hero-copy {
    margin-right: -90px;
  }

  .business-intro .centered-copy h2,
  .business-confidence .centered-copy h2 {
    white-space: normal;
    font-size: clamp(2.5rem, 6vw, 3.6rem);
  }
}

@media (max-width: 980px) {
  .business-hero {
    min-height: auto;
  }

  .business-hero-grid {
    grid-template-columns: 1fr;
    gap: 28px;
    padding-block: 48px 64px;
  }

  .business-hero-copy {
    margin-right: 0;
    padding-right: 0;
  }

  .business-hero-photo {
    min-height: 420px;
  }

  .business-hero-photo img {
    object-position: 66% center;
  }

  .business-hero-photo::after {
    background: linear-gradient(
      180deg,
      rgba(255,255,255,.86) 0%,
      rgba(255,255,255,.28) 25%,
      rgba(255,255,255,0) 48%
    );
  }

  .business-broad {
    padding-bottom: 36px;
  }

  .business-confidence {
    padding-top: 48px;
  }
}

@media (max-width: 640px) {
  .business-hero-copy h1 {
    font-size: clamp(3.5rem, 16vw, 5rem);
  }

  .business-hero-photo {
    min-height: 300px;
    border-radius: 22px;
  }

  .business-icon {
    width: 130px;
  }
}


/* V24 Business Insurance fixes */

.business-icon-image {
  width: min(48%, 200px);
  height: auto;
  object-fit: contain;
  display: block;
}

.business-icon-panel {
  background: #ebe6dd;
  color: var(--navy);
}

.business-products .product-copy h2 {
  max-width: 13ch;
}

.business-intro .centered-copy > p {
  max-width: 780px;
  margin-left: auto;
  margin-right: auto;
}



/* About page */

.about-hero {
  min-height: 700px;
  padding: 0;
  background: #fff;
}

.about-hero-grid {
  display: grid;
  grid-template-columns: 1fr 1.18fr;
  gap: 0;
  align-items: stretch;
  padding-block: 72px;
}

.about-hero-copy {
  align-self: center;
  position: relative;
  z-index: 4;
  margin-right: -150px;
  padding: 0 10px 0 0;
}

.about-hero-copy h1 {
  font-size: clamp(4rem, 7vw, 7rem);
  line-height: .92;
  letter-spacing: -.025em;
  margin-bottom: 28px;
  max-width: 7ch;
}

.about-hero-copy > p {
  max-width: 620px;
  color: #40494f;
  font-size: 1.18rem;
  margin-bottom: 30px;
}

.about-hero-photo {
  min-height: 560px;
  height: auto;
  align-self: stretch;
  position: relative;
  overflow: hidden;
  border-radius: 30px;
  background: var(--paper);
}

.about-hero-photo img {
  display: block;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: 74% center;
}

.about-hero-photo::after {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background: linear-gradient(
    90deg,
    #ffffff 0%,
    rgba(255,255,255,.99) 13%,
    rgba(255,255,255,.94) 24%,
    rgba(255,255,255,.74) 36%,
    rgba(255,255,255,.42) 48%,
    rgba(255,255,255,.14) 58%,
    rgba(255,255,255,0) 68%
  );
}

.about-intro {
  background: var(--paper);
}

.about-experience {
  background: #fff;
  padding-top: 24px;
  padding-bottom: 24px;
}

.about-experience-panel {
  background: var(--navy);
  color: #fff;
  border-radius: 30px;
  padding: 54px 58px;
  display: grid;
  grid-template-columns: .75fr 1.25fr;
  gap: 44px;
  align-items: center;
  overflow: hidden;
  position: relative;
}

.about-experience-panel::after {
  content: "";
  position: absolute;
  width: 520px;
  height: 170px;
  border-top: 16px solid rgba(176,126,56,.75);
  border-radius: 50%;
  left: -70px;
  bottom: 58px;
  transform: rotate(-8deg);
  pointer-events: none;
}

.about-experience-number,
.about-experience-copy {
  position: relative;
  z-index: 1;
}

.about-experience-number span {
  display: block;
  font-size: clamp(6rem, 12vw, 10rem);
  line-height: .8;
  font-weight: 900;
  letter-spacing: -.06em;
}

.about-experience-copy h2 {
  color: #fff;
  margin-bottom: 16px;
  font-size: clamp(2.4rem, 3.2vw, 3.5rem);
}

.about-experience-copy p {
  color: rgba(255,255,255,.82);
  max-width: 500px;
  margin: 0;
}

.about-principles {
  background: #fff;
}

.about-principles-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.about-principle {
  padding: 42px 34px;
  border-radius: 24px;
  background: var(--paper);
  min-height: 390px;
}

.about-principle-number {
  color: var(--bronze);
  font-weight: 800;
  letter-spacing: .08em;
  font-size: .82rem;
}

.about-principle-icon {
  width: 72px;
  height: 72px;
  object-fit: contain;
  display: block;
  margin-top: 34px;
  margin-bottom: 26px;
}

.about-principle h2 {
  font-size: clamp(2rem, 3vw, 3rem);
  margin-top: 0;
  margin-bottom: 20px;
}

.about-principle p {
  color: #465057;
  font-size: 1.04rem;
}

.about-team {
  background: var(--paper);
}

.about-team-heading {
  text-align: center;
  max-width: 820px;
  margin: 0 auto 54px;
}

.about-team-heading h2 {
  white-space: nowrap;
  max-width: none;
  font-size: clamp(2.8rem, 3.7vw, 4.15rem);
}

.about-team-heading p {
  color: var(--muted);
  font-size: 1.08rem;
}

.about-trust {
  background: #fff;
  padding-top: 36px;
}

.about-trust-panel {
  background: var(--navy);
  color: #fff;
  border-radius: 30px;
  padding: 62px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}

.about-trust-panel h2 {
  margin: 0;
}

.about-trust-panel p {
  color: rgba(255,255,255,.82);
  font-size: 1.08rem;
}

.about-fsp {
  color: #fff !important;
  font-size: 1.5rem !important;
  font-weight: 900;
  margin-top: 20px;
}

@media (max-width: 1050px) {
  .about-hero-copy {
    margin-right: -90px;
  }

  .about-team-heading h2 {
    white-space: normal;
  }
}

@media (max-width: 980px) {
  .about-hero {
    min-height: auto;
  }

  .about-hero-grid,
  .about-principles-grid,
  .about-trust-panel,
  .about-experience-panel {
    grid-template-columns: 1fr;
  }

  .about-hero-grid {
    gap: 28px;
    padding-block: 48px 64px;
  }

  .about-hero-copy {
    margin-right: 0;
    padding-right: 0;
  }

  .about-hero-photo {
    min-height: 420px;
  }

  .about-hero-photo::after {
    background: linear-gradient(
      180deg,
      rgba(255,255,255,.86) 0%,
      rgba(255,255,255,.28) 25%,
      rgba(255,255,255,0) 48%
    );
  }

  .about-principles-grid {
    gap: 18px;
  }

  .about-principle {
    min-height: auto;
  }

  .about-trust-panel,
  .about-experience-panel {
    gap: 30px;
  }
}

@media (max-width: 640px) {
  .about-hero {
    padding: 0;
  }

  .about-hero-copy h1 {
    font-size: clamp(3.5rem, 16vw, 5rem);
  }

  .about-principle {
    padding: 30px 26px;
  }

  .about-trust-panel,
  .about-experience-panel {
    padding: 36px 28px;
  }

  .about-experience-number span {
    font-size: clamp(4.8rem, 20vw, 7rem);
  }

  .about-principle-icon {
    width: 60px;
    height: 60px;
    margin-top: 28px;
    margin-bottom: 22px;
  }
}


/* Contact page */

.contact-page-hero {
  background: #fff;
  padding: 72px 0 84px;
}

.contact-page-hero-grid {
  display: grid;
  grid-template-columns: 1.05fr .95fr;
  gap: 42px;
  align-items: stretch;
}

.contact-page-hero-copy {
  align-self: center;
  padding: 48px 0;
}

.contact-page-hero-copy h1 {
  font-size: clamp(4rem, 7vw, 7rem);
  line-height: .94;
  letter-spacing: -.025em;
  max-width: 7ch;
  margin-bottom: 28px;
}

.contact-page-hero-copy > p {
  max-width: 610px;
  color: #40494f;
  font-size: 1.18rem;
  margin-bottom: 30px;
}

.contact-details-panel {
  min-height: 540px;
  border-radius: 30px;
  background: var(--navy);
  color: #fff;
  padding: 56px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  gap: 34px;
  box-shadow: var(--shadow);
}

.contact-detail-block {
  padding-bottom: 28px;
  border-bottom: 1px solid rgba(255,255,255,.16);
}

.contact-detail-block:last-child {
  border-bottom: 0;
  padding-bottom: 0;
}

.contact-detail-block span {
  display: block;
  color: #e4bd88;
  font-weight: 800;
  font-size: .82rem;
  letter-spacing: .08em;
  text-transform: uppercase;
  margin-bottom: 8px;
}

.contact-detail-block a {
  color: #fff;
  text-decoration: none;
  font-size: clamp(1.4rem, 2vw, 2rem);
  font-weight: 800;
}

.contact-detail-block p {
  color: rgba(255,255,255,.82);
  font-size: 1.08rem;
  margin: 0;
}

.contact-form-section {
  background: var(--paper);
}

.contact-page-form-grid {
  display: grid;
  grid-template-columns: .85fr 1.15fr;
  gap: 84px;
  align-items: start;
}

.contact-page-form-copy {
  padding-top: 24px;
}

.contact-page-form-copy h2 {
  max-width: 9ch;
}

.contact-page-form-copy > p {
  color: #465057;
  font-size: 1.08rem;
  max-width: 510px;
}

.contact-reassurance {
  margin-top: 34px;
  display: grid;
  gap: 10px;
}

.contact-reassurance p {
  margin: 0;
  font-weight: 800;
}

.contact-page-form {
  background: #fff;
  border: 1px solid rgba(17,19,21,.09);
  border-radius: 28px;
  padding: 38px;
  display: grid;
  gap: 20px;
  box-shadow: 0 20px 60px rgba(17,19,21,.06);
}

.contact-page-form label {
  display: grid;
  gap: 8px;
  font-weight: 750;
}

.contact-page-form input,
.contact-page-form select,
.contact-page-form textarea {
  width: 100%;
  border: 1px solid rgba(17,19,21,.16);
  border-radius: 12px;
  background: #fff;
  color: var(--ink);
  padding: 14px 15px;
  font: inherit;
}

.contact-page-form input:focus,
.contact-page-form select:focus,
.contact-page-form textarea:focus {
  outline: none;
  border-color: var(--bronze);
}

.contact-page-form textarea {
  resize: vertical;
}

.contact-trust {
  background: #fff;
  padding-top: 36px;
}

.contact-trust-panel {
  background: var(--navy);
  color: #fff;
  border-radius: 30px;
  padding: 62px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}

.contact-trust-panel h2 {
  margin: 0;
}

.contact-trust-panel p {
  color: rgba(255,255,255,.82);
  font-size: 1.08rem;
}

.contact-trust-panel .strong-line {
  color: #fff;
}

@media (max-width: 980px) {
  .contact-page-hero-grid,
  .contact-page-form-grid,
  .contact-trust-panel {
    grid-template-columns: 1fr;
  }

  .contact-details-panel {
    min-height: auto;
  }

  .contact-page-form-grid {
    gap: 40px;
  }

  .contact-trust-panel {
    gap: 30px;
  }
}

@media (max-width: 640px) {
  .contact-page-hero {
    padding: 46px 0 60px;
  }

  .contact-page-hero-copy h1 {
    font-size: clamp(3.5rem, 16vw, 5rem);
  }

  .contact-details-panel {
    padding: 36px 28px;
    border-radius: 22px;
  }

  .contact-page-form {
    padding: 28px 22px;
    border-radius: 22px;
  }

  .contact-trust-panel {
    padding: 36px 28px;
  }
}
\n\n/* V31 | Mobile and tablet QA. Desktop hero geometry, crops and fades are unchanged. */
[id] { scroll-margin-top: 100px; }

.mobile-nav-cta { display: none !important; }

@media (max-width: 980px) {
  /* Keep the menu on the right, including the narrow 320px layout. */
  .nav-wrap {
    position: relative;
    grid-template-columns: minmax(0, 1fr) auto;
    justify-content: stretch;
    gap: 12px;
  }
  .brand { min-width: 0; }
  .menu-toggle {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    justify-self: end;
    flex-shrink: 0;
    width: 48px;
    height: 48px;
    border-radius: 12px;
    cursor: pointer;
  }
  .menu-toggle span { margin: 4px 0; }
  .menu-toggle:focus-visible,
  .main-nav a:focus-visible {
    outline: 3px solid var(--bronze);
    outline-offset: 3px;
  }
  .main-nav {
    top: calc(100% - 1px);
    left: 0;
    right: 0;
    max-height: calc(100vh - 90px);
    overflow-y: auto;
    z-index: 40;
    padding: 12px;
  }
  .main-nav a {
    display: flex;
    align-items: center;
    min-height: 48px;
    font-size: 1rem;
  }
  .main-nav .mobile-nav-cta {
    display: flex !important;
    justify-content: center;
    margin-top: 8px;
    border-radius: 12px;
    background: var(--navy);
    color: #fff;
    font-weight: 800;
    text-align: center;
  }
  .main-nav .mobile-nav-cta:hover { background: var(--navy-deep); color: #fff; }

  /* A stacked hero no longer needs the desktop minimum height. */
  .hero, .personal-hero, .business-hero, .about-hero { min-height: auto; }
  .hero-grid, .personal-hero-grid, .business-hero-grid, .about-hero-grid {
    min-width: 0;
    grid-template-columns: minmax(0, 1fr);
  }
  .hero-copy, .inner-hero-copy, .business-hero-copy, .about-hero-copy,
  .value-copy, .contact-copy, .contact-page-hero-copy,
  .contact-page-form-copy, .product-copy { min-width: 0; }

  /* One visual column, full-width form fields, readable contact details. */
  .product-feature, .product-feature-reverse, .contact-page-hero-grid,
  .contact-page-form-grid, .contact-grid, .about-principles-grid,
  .broad-panel, .contact-trust-panel, .about-trust-panel {
    grid-template-columns: minmax(0, 1fr);
  }
  /* With the text above its image on tablet, About no longer needs a narrow
     headline column inherited from the desktop overlapping treatment. */
  .about-hero-copy h1 { max-width: 100%; }
  .contact-page-hero { padding-block: 44px 56px; }
  .contact-page-hero-copy { padding-block: 16px; }
  .contact-details-panel { padding: 42px; }
  .field-row { min-width: 0; }
  .contact-detail-block a, .contact-details a, .footer-grid a {
    overflow-wrap: anywhere;
  }
  /* Prevent automatic iOS zoom when an enquiry field receives focus. */
  input, select, textarea { font-size: 16px !important; }
  .contact-page-form input, .contact-page-form select, .contact-page-form textarea {
    min-width: 0;
  }
  .contact-page-form .button, .contact-form .button { min-height: 52px; }
  .text-link, .secondary-link { min-height: 48px; }
  .text-link {
    display: inline-flex;
    align-items: center;
    gap: 9px;
    width: fit-content;
    padding: 8px 0;
    text-decoration: none;
    border-bottom: 2px solid var(--bronze);
    font-weight: 800;
  }
  .text-link span { color: var(--bronze); }
}

@media (max-width: 640px) {
  /* Editorial hierarchy without oversized mobile headings or long-word clipping. */
  .hero-grid, .personal-hero-grid, .business-hero-grid, .about-hero-grid {
    gap: 24px;
    padding-block: 32px 46px;
  }
  .hero-copy h1 {
    max-width: 100%;
    font-size: clamp(3.1rem, 14vw, 4.3rem);
    margin-bottom: 22px;
  }
  .personal-hero-grid .inner-hero-copy h1 {
    max-width: 100%;
    font-size: clamp(3rem, 13vw, 4rem);
  }
  .business-hero-copy h1 {
    max-width: 100%;
    font-size: clamp(3rem, 13vw, 3.8rem);
  }
  .about-hero-copy h1, .contact-page-hero-copy h1 {
    max-width: 100%;
    font-size: clamp(2.8rem, 12.5vw, 3.45rem);
    line-height: .98;
  }
  .contact-page-hero { padding-block: 38px 44px; }
  .contact-page-hero-grid { gap: 28px; }
  .contact-page-hero-copy { padding: 0; }
  .about-hero-copy { padding-right: 0; }
  .hero-text, .inner-hero-copy > p:not(.eyebrow),
  .business-hero-copy > p, .about-hero-copy > p,
  .contact-page-hero-copy > p {
    font-size: 1.06rem;
    margin-bottom: 24px;
  }

  /* Keep the accepted desktop hero fade/crop untouched. On mobile,
     text and photo stack, so use only a subtle fade over the photo's top. */
  .hero-photo, .personal-hero-photo, .business-hero-photo, .about-hero-photo {
    min-height: 265px;
    border-radius: 22px;
  }
  .hero-photo::after, .personal-hero-photo::after,
  .business-hero-photo::after, .about-hero-photo::after {
    background: linear-gradient(180deg, rgba(255,255,255,.23), rgba(255,255,255,0) 18%);
  }
  /* Preserve the logo side of the About source image when its card narrows. */
  .about-hero-photo img { object-position: right center; }

  .section { padding-block: 58px; }
  .centered-copy h2, .support-panel-centered h2,
  .team-heading-centered h2, .experience-centered h2,
  .business-intro .centered-copy h2,
  .business-confidence .centered-copy h2,
  .personal-confidence .centered-copy h2,
  .about-team-heading h2 {
    white-space: normal;
    max-width: 100%;
    font-size: clamp(2.05rem, 9vw, 2.65rem);
    overflow-wrap: normal;
  }
  .cover-card h2, .product-copy h2, .broad-panel h2,
  .contact-page-form-copy h2, .contact-trust-panel h2,
  .about-trust-panel h2, .about-experience-copy h2 {
    max-width: 100%;
    font-size: clamp(2rem, 8.7vw, 2.55rem);
  }
  .cover-card { padding: 30px 26px; min-height: auto; }
  .support-panel-centered { padding: 38px 28px; }
  .value-grid, .contact-grid { gap: 30px; }
  .product-stack { gap: 20px; }
  .product-feature, .product-feature-reverse { min-height: auto; }
  .product-visual { min-height: 225px; }
  .product-copy { padding: 28px 26px; }
  .product-icon-image, .business-icon-image { width: 128px; }
  .broad-panel, .contact-trust-panel, .about-trust-panel { padding: 34px 26px; }
  .contact-form, .contact-page-form { padding: 26px 20px; }
  .contact-details-panel { padding: 32px 26px; }
  .contact-detail-block a { font-size: clamp(1.1rem, 5vw, 1.4rem); }
  .footer-grid { gap: 28px; }
  .footer-grid a { min-height: 36px; }
  .footer-bottom { gap: 6px; overflow-wrap: anywhere; }
  .team-grid { gap: 26px; }
  .about-principle { padding: 30px 26px; }
  .about-experience-panel { padding: 38px 26px; }
  .about-experience-number span { font-size: clamp(4.7rem, 19vw, 7rem); }
  .about-team-heading { margin-bottom: 32px; }
  .about-team-heading h2 { font-size: clamp(2.05rem, 9vw, 2.65rem); }
}

@media (max-width: 359px) {
  .brand { width: 147px; }
  .hero-copy h1 { font-size: 3rem; }
  .business-hero-copy h1, .personal-hero-grid .inner-hero-copy h1 { font-size: 2.9rem; }
  .about-hero-copy h1, .contact-page-hero-copy h1 { font-size: 2.65rem; }
  .cover-card, .about-principle { padding-inline: 23px; }
  .contact-form, .contact-page-form { padding-inline: 16px; }
}

/* V32: Three-line Personal heading must contain its widest word at tablet and desktop widths.
   Only the heading's text box changes; hero size, image crop and fade remain untouched. */
@media (min-width: 641px) {
  .personal-hero-grid .inner-hero-copy h1 {
    max-width: 100%;
    width: max-content;
  }
}


/* V34 | Narrow-screen director portraits and logo proportions.
   Keep the approved desktop hero layout, photo position and gradient unchanged. */

/* HTML reserves the source logo's dimensions; when its displayed width is
   overridden, height must be auto or its original 900x380 ratio gets stretched. */
.footer-brand img {
  width: min(230px, 100%);
  max-width: 100%;
  height: auto;
  object-fit: contain;
  object-position: left center;
}

/* At tablet and phone widths, avoid the earlier landscape 16:11 crop: 
   the source headshots are portrait photographs. */
@media (max-width: 980px) {
  .team-photo { aspect-ratio: 4 / 5; }
  .team-photo img {
    display: block;
    width: 100%;
    height: 100%;
    object-fit: contain;
    object-position: center center;
  }
}

/* Use three portrait cards where tablets have room, and a single, readable
   column on phones. These changes do not affect the desktop team grid. */
@media (min-width: 681px) and (max-width: 980px) {
  .team-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); }
}
@media (max-width: 680px) {
  .team-grid { grid-template-columns: minmax(0, 1fr); }
  .team-card { min-width: 0; width: 100%; max-width: 420px; margin-inline: auto; }
}

/* V35: Center only the 20+ experience figure and caption on mobile.
   Keep the section heading and paragraph left aligned and desktop unchanged. */
@media (max-width: 640px) {
  .experience-centered .experience-stat {
    width: 100%;
    align-items: center;
    justify-content: center;
    text-align: center;
  }
  .experience-centered .experience-stat-label {
    max-width: 100%;
    text-align: center;
  }
}


/* V36: Form behavior only; established layouts and photography unchanged. */
.enquiry-honeypot {
  position: absolute !important; width: 1px !important; height: 1px !important;
  padding: 0 !important; margin: -1px !important; overflow: hidden !important;
  clip: rect(0, 0, 0, 0) !important; white-space: nowrap !important; border: 0 !important;
}
.litzca-turnstile { max-width: 100%; min-height: 65px; }
.enquiry-privacy { font-size: .8rem; line-height: 1.5; opacity: .82; margin: 0; }
.enquiry-feedback { margin: 0; padding: 0; font-size: .94rem; line-height: 1.5; }
.enquiry-feedback:empty { display: none; }
.enquiry-feedback-success, .enquiry-feedback-error {
  padding: 12px 14px; border-radius: 10px; font-weight: 650;
}
.enquiry-feedback-success { background: #eaf7ee; color: #155a33; border: 1px solid #90cfa6; }
.enquiry-feedback-error { background: #fff1ef; color: #922c29; border: 1px solid #e0a39d; }
[data-enquiry-form] button[type="submit"]:disabled { opacity: .66; cursor: wait; }
@media (max-width: 480px) { .litzca-turnstile { min-height: 140px; } }
